Smart Checking
Smart Checking Benefits
- Unlimited debit card transactions
- Free online banking and use of the Avidia app
- No monthly transaction and maintenance fees
Smart Checking Requirements
- A $10 initial deposit
- Opening an account online is only available to people who live in New England
What you need to know about Smart Checking!
| Interest Earned | Opening Deposit | Minimum Monthly Balance | Monthly Fees | Enroll Online? |
|---|---|---|---|---|
| None | $10 | None | None | Yes |
Free Services with Smart Checking
Debit Card with Card Controls in the Avidia Mobile App
Debit Card with Card Controls in the Avidia Mobile App
With the enrollment of online and mobile banking, you can manage your debit card wherever you are-even from half way across the country. With debit card controls you can set spending limits, transaction alerts, and turn your debit card on or off.
Direct Deposit
Direct Deposit
Save yourself a trip to the bank. With direct deposit, your paychecks, Social Security, tax refunds or stock dividends can be automatically deposited in your account. Your money is available as soon as we receive the check. And enrolling in direct deposit may qualify you for services that offer lower fees or pay higher rates.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.